No. Givum is an intelligence platform. We show you what you qualify for and how to get funded, then connect you to the right lenders. Every funding decision rests with the lender.

Will this hurt my credit?

No. The assessment is a soft evaluation — no hard credit pull, ever. You control if and when a lender pulls your credit.

What is the Givum Funding Score?

A weighted 0–1000 score that combines the five signals lenders actually evaluate: business credit, personal credit, revenue strength, compliance, and digital congruency.

How is Givum different from a broker or credit repair company?

Brokers push products. Repair companies fix line items. Givum builds the full picture — score, roadmap, lender fit, and progress tracking — and does it continuously.

How long does the assessment take?

Under three minutes. You'll get your score and top matches immediately.

Can I cancel anytime?

Yes. Paid plans are month-to-month with no long-term contracts. Cancel from your account settings whenever you want.

Do you work with consultants and advisors?

Yes. Consultants use Givum to run client portfolios, deliver reports, and manage funding pipelines. Ask about our partner program.

A coffee shop owner standing behind the counter of her cafe

Your AI Capital Strategist

From uncertainty to
funded.

Discover where you stand. Prepare your business. Execute a proven capital strategy — with an AI Strategist that guides every step.

No hard credit inquiry · Under 3 minutes · Free forever

Free assessment · Live

Show me

working capital options

Typical range

$25K – $500K

Cover payroll, bridge slow months, keep operations smooth.

See what I qualify for

No hard credit pull · 100% free · 3 min

Chapter 2 · The Problem

Most owners don't know which path actually approves them.

SBA. Bank. Equipment. LOC. MCA. Credit cards. Grants. Private capital. Everyone tells you something different. You apply, get denied, and no one tells you why.

SBA

Banks

Credit

Equipment

LOC

Growth

Business owner surrounded by scattered loan applications and bank logos

Chapter 3 · The Intelligence

One clear path from where you are to funded.

Givum reads your business the way lenders do, then hands you the sequence that unlocks the most capital, in the right order.

A glowing roadmap from Today to Funded with waypoints

01

Your Business

Real numbers, real signals

02

AI Analyzes

40+ lender-readable factors

03

Funding Roadmap

The exact sequence to follow

04

Capital Unlocks

As your file strengthens

05

Funded

Approved for what you needed

Chapter 4 · The Transformation

This is what funded looks like.

New location. New equipment. New hires. New season. Real owners, real businesses, past the finish line.

Restaurant owner opening the doors of his newly expanded restaurant — Marco · Restaurant expansion
"We opened the second location six months earlier than we planned."

HVAC business owner in front of three new service vans — Emerald Comfort · Fleet financing
Three new vans. One approval.

Dentist standing in her modern dental practice — Dr. Chen · Practice equipment
SBA 7(a) — approved at the rate she wanted.

Chapter 5 · Proof

One story worth a thousand testimonials.

Construction contractor standing beside his truck at a job site

"I'd been denied by the same bank three times. Givum told me exactly what to fix. Twelve weeks later, they approved me for $350K in SBA Express — for the same project."

James — Emerald Construction

Specialty contractor · 14 employees

Day 1

Assessment · Funding Score 512

Week 4

Cleaned tradelines · Score 634

Week 8

Bank statement optimization · Score 728

Week 12

SBA Express approved · $350K

How it works

Four steps. Not forty.

STEP 01

Assess

Under 3 minutes. No hard credit pull.

STEP 02

Score

Your Funding Score, on a 0–1000 scale.

STEP 03

Roadmap

The exact moves that unlock more capital.

STEP 04

Fund

Matched to programs you can actually clear.

Discover · Prepare · Execute

One journey. Three stages. Real funding.

Start free and discover your capital potential. Upgrade only when the next step is obviously worth taking.

Free

Discover your capital potential.

$0/ forever

Complete Capital Assessment
Capital Readiness Score™
Funding Health Report
Top 3 Capital Opportunities
Biggest approval risks — named
Basic Capital Strategy
Monthly score refresh

Discover My Potential

Professional

Build your funding strategy.

$79/ per month

Everything in Free
Unlimited Guided Capital Playbooks
Personalized Capital Strategy Roadmaps
Continuous Capital Intelligence monitoring
Funding Readiness Workspace
Required Document Tracker
Funding Milestone Timeline
AI Capital Strategist guidance
Approval Readiness monitoring

Build My Strategy

Premium

Build long-term business wealth.

$149/ per month

Everything in Professional
Multiple Business Portfolio
Portfolio-Level Capital Planning
Acquisition & commercial real estate planning
CPA + Attorney collaboration workspace
Scenario modeling & capital forecasting
Executive reporting
Enterprise document vault

Open My Capital Office

Answers

Before you ask.

Your business may qualify for more than you realize.

Three minutes. No hard credit pull. See your Funding Score and the capital paths that are open to you today.

Start My Assessment

Givum AI · Independent capital intelligence

From uncertainty tofunded.